SHOP NOW, PAY LATER

With a Littlewoods Ireland Flexible Account

A Littlewoods Ireland Flexible Account gives you lots of ways to pay for the brands you love.
It's easy to open and easy to use, whether you'd like to spread the cost of your payment over several months or pay it all upfront.
Plus, you can look forward to lots of exclusive offers and treats!
So, choose your way to pay and start shopping today!

ID required

Apply now

WAYS TO PAY

SPREAD THE COST

Why pay in one go?
With a Flexible Account you can spread the cost of your payment whenever it suits you.
It's easy to open and you only need to pay the minimum payment each month to keep up to date.

Find out more

BUY NOW PAY LATER

Buy yourself some time.
Delay paying anything for 6 months with Buy Now Pay Later.
It's ideal for bigger purchases, or if you need something in a rush.

Find out more

PAY FULL AMOUNT

Want to pay in one go? No problem.
Use your debit or credit card to pay in full today.
It's that simple.

Find out more

PLUS THESE GREAT BENEFITS TOO

YOU CHOOSE


Choose to
spread the cost,
pay upfront
or more if eligible

AT LEAST 23 DAYS


You'll always have
a bit of time before
you need to pay.

ONCE-A-MONTH
STATEMENTS

You'll always know
how much you need
to pay and when.

WE'LL KEEP YOU
UPDATED

You can get
reminders by email
and text, so you won't
miss a thing.

EXTRA TREATS TOO!


Enjoy deals
and discounts on
selected purchases.

ID required

Apply now

Warning: This is high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.

39.9% APR variable

Representative example based on minimum monthly payments
€200 purchase
22 monthly payments of 10% of balance (or €10 if greater)
Rate of Interest 39.9% p.a. Variable
Representative 39.9% APR
Total amount payable €256.77
If you pay more than the minimum monthly payment the loan will be cleared in a shorter period of time

Our moneylending agreements have a maximum APR of 39.9%.

Licensed moneylenders must assess your creditworthiness in accordance with regulatory requirements. Before providing credit, we will seek such information from you.

The value of your BNPL order must not be greater than the amount available to spend on your account.
If it is, your order will be rejected. However, you can call us on 01 811 2222 to find out
if you are eligible for a credit limit increase.

Terms and Conditions

Terms and Conditions and Lending Criteria apply. We may accept or reject any application for credit, or for an increase in credit limit, at our discretion. Interest is charged on the daily balance of your account. The annual percentage rate (APR) is variable and is currently 39.9%. We will send you a statement every month and interest is applied on each statement date.

Over 18s only. Shop Direct Ireland Limited T/A Littlewoods Ireland Registered Office: Cape House, Westend Office Park, Blanchardstown, Dublin 15, D15 Y9DV. Registered Number 106058.

When opening a new account, your permanent home address must be supplied (business addresses are not accepted).

NOTICE:

Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 or above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.

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