SHOP NOW, PAY LATER
With a Littlewoods Ireland Flexible Account
A Littlewoods Ireland Flexible Account gives you lots of ways to pay for the brands you love.
It's easy to open and easy to use, whether you'd like to spread the cost of your payment over several months
or pay it all upfront.
Plus, you can look forward to lots of exclusive offers and treats!
So, choose your way to pay and start shopping today!
ID required
WAYS TO PAY
-
SPREAD
THE COSTChoose to make a minimum
payment or more, on a
fixed monthly date. -
BUY NOW
PAY LATERDelay payments by
6 months or more when you
spend over a certain amount. -
PAY FULL
AMOUNTYou'll always have the option
to pay the full amount upfront,
using your debit or credit card.
PLUS THESE GREAT BENEFITS TOO
YOU CHOOSE
Choose to
spread the cost,
pay upfront
or more if eligible
AT LEAST 23 DAYS
You'll always have
a bit of time before
you need to pay.
ONCE-A-MONTH
STATEMENTS
You'll always know
how much you need
to pay and when.
WE'LL KEEP YOU
UPDATED
You can get
reminders by email
and text, so you won't
miss a thing.
EXTRA TREATS TOO!
Enjoy deals
and discounts on
selected purchases.
Warning: This is high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.
39.9% APR variable
Representative example based on
minimum monthly
payments
€200 purchase
22 monthly payments of 10% of balance (or €10 if greater)
Rate of Interest 39.9% p.a. Variable
Representative 39.9% APR
Total amount payable €256.77
If you pay more than the minimum monthly payment the loan will be cleared in a shorter
period of time
Our moneylending agreements have a maximum APR of 39.9%.
Licensed moneylenders must assess your creditworthiness in accordance with regulatory requirements. Before
providing credit, we will seek such information from you.
The value of your BNPL order must not be greater than the amount available to spend on your
account.
If it is, your order will be rejected. However, you can call us on 01 811 2222 to find out
if you are eligible for a credit limit increase.
Terms and Conditions and Lending Criteria apply. We may accept or reject any application for credit, or for an increase in credit limit, at our discretion. Interest is charged on the daily balance of your account. The annual percentage rate (APR) is variable and is currently 39.9%. We will send you a statement every month and interest is applied on each statement date.
Over 18s only. Shop Direct Ireland Limited T/A Littlewoods Ireland Registered Office: Cape House, Westend Office Park, Blanchardstown, Dublin 15, D15 Y9DV. Registered Number 106058.
When opening a new account, your permanent home address must be supplied (business addresses are not accepted).
NOTICE:
Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 or above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.
